Debt As a Tool

When people talk about their plans to achieve financial independence, eliminating debt is inevitably one of the items on their to-do list. It makes complete sense when you think about it. Being financially independent means that you can cover your expenses without having to rely on income from working. Annihilating…

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Passing Up “Free” Money?

"Free" Money from Your Employer I can be a stubborn guy at times. I am generally reluctant to accept assistance offered by someone else. However, if someone offered to help me save for retirement I would instantly jump at the opportunity. I would whole-heartedly thank them and provide them with…

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Getting to Know Your Goals

What is money? Is it simply a piece of paper or is there more to it? It might seem like a silly question, but have you ever taken the time to think about it? Physically, yes, a dollar bill is just a piece of paper. When compared to any other…

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