Timing isn't everything Why do we trick ourselves into thinking we have to wait until the timing is right? Whether we’re talking about something monumental like a career change or following a passion, or something a bit less dramatic (but just as life-changing) like creating a budget or simply opening…
Money Saving Tips: Ask and you might receive. Ask for a discount. When was the last time you asked for something you wanted? I'm not talking about asking for more ketchup at a restaurant or for less ice in your drink. I'm talking about asking for something meaningful, something that…
Regardless of whose advice you’re listening to while on your journey toward financial independence, one item that finds its way to the top of nearly every list is eradicating debt, especially consumer debt. In most cases, consumer debt is slowing your progress toward financial independence by delaying repayment, encouraging you…
Last month, my wife and I earned over $500 without any effort on our part. While this alone is great news, it actually gets better! This wasn’t just a one-time payment. Sometimes the amount is more and sometimes it's less, but we receive payments like this EVERY SINGLE MONTH! Dividends:…
Since starting this blog, I’ve been preaching the importance of investing for the future without realizing that I might have been putting the cart before the horse. I was so focused on discussing the benefits of investing, I forgot to provide some critical information: how to actually open an investment…
I recently had someone reach out to ask about the best way to save for a couple of large upcoming expenses. In their particular case, they are in the process of saving for a wedding in the next few years, and they are planning some major home renovations in the…
In my opinion, one of the simplest ways to build wealth is to increase your income while keeping your expenses relatively unchanged. Unfortunately, it seems like too many people increase their spending at the same rate as their income. I'm not saying that you shouldn't go out for a celebratory…
At the end of every month, my dad sits at the kitchen table and balances the checkbook. I give him grief for it and joke that he is archaic, but I understand his rationale. He does it so that he can stay apprised of their financial standing. He wants to…
When I was younger, I always thought very fondly of being able to sustain my lifestyle by earning “mailbox money.” I envisioned myself walking down to the end of my driveway (often in my pajamas) and pulling out an envelope with a check enclosed (with electronic payments, walking down the…
I’m not sure if it’s all the HGTV I’m exposed to when I spend time with my mom, but it seems that rental real estate has steadily grown in popularity over the years. Who wouldn’t be intrigued by the thought of getting paid monthly while a piece of property does…